INCREASING SELF-AWARENESS & PRACTICE
CONSIDERING THERAPY
EXPLORE COACHING
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COACHING
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Ideal for individuals seeking to meet as needed. Typically one to five sessions to resolve immediate challenge(s) and no need for consistent cadence. Focused on addressing present blockages.
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Payment options include Out-of-pocket (Full-Fee)
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Common Areas of Focus: professional or career conflict, time management or productive patterns, imposter syndrome, motivation around health & wellness, relational building & strengthening, navigating transitions, acute challenges, and increasing self-advocacy.
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THERAPY
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Ideal for individuals seeking clinical support around complex stressors and or severe mental and emotional health needs. These challenges may manifest in the individual's lifestyle, profession, and/or relationships addressing.
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Payment options include Out-of-pocket (Full-Fee, Sliding Scale Fee) or Insurance Coverage
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Common Areas of Focus: self-esteem, identity & role confusion, management of anxiety/stress/PTSD, depression, grief & loss, adjustment to major life event, sexuality & intimacy, childhood/generational traumas, major health issues, challenges with cultural biases/systemic oppression, and management of addiction & risky behavior(s).
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Rays of Resilience is NOT an Emergency Service. If you are in a crisis or any other person may be in danger, these would not the appropriate services.
CRISIS OPTIONS IN UNITED STATES
Emergency: 911
Suicide & Crisis Lifeline: Call or text 988
National Domestic Violence Hotline: 1-800-799-7233
Lifeline Crisis Chat (Online live messaging): https://988lifeline.org/chat
Self-Harm Hotline: 1-800-DONT CUT (1-800-366-8288)
Essential local and community services: 211, https://www.211.org/
Planned Parenthood Hotline: 1-800-230-PLAN (7526)
National Council on Alcoholism & Drug Dependency Hope Line: 1-800-622-2255
National Crisis Line - Anorexia and Bulimia: 1-800-233-4357
LGBT Hotline: 1-888-843-4564
TREVOR Crisis Hotline: 1-866-488-7386
AIDS Crisis Line: 1-800-221-7044
Veterans Crisis Line: https://www.veteranscrisisline.net
TransLifeline: https://www.translifeline.org - 877-565-8860
Rays of Resilience provides accessible and confidential support through an HIPAA-compliant and secure platforms called SimplePractice, Alma, or Zoom that facilitate communication, videoconferencing, and billing.
Sliding scale fees are fees for services that are adjusted depending on an individual's income. They are set usually to allow for fairness and to address income inequality. Sliding scale fee is $50-$80 (individual services) and $100-150 (couples services). There are limited slots available weekly for these appointments. Client's are asked to alert the therapist of a change in circumstance, where they may be able to either increase their payment, afford the full fee, use insurance, or reduce their cadence. This opens a sliding scale slot in support of a future potential patient with financial limitations or an active patient facing a financial limitations.
Optum, Cigna, Aetna, Oscar, UnitedHealthcare, Oxford through Alma's group.
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UnitedHealthcare
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Oxford Health Plans
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Cigna
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Aetna
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UMR
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Oscar
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UHC Student Resources
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AllSavers UHC
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Harvard Pilgrim
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Meritain
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Nippon
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United Healthcare Shared Services
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Allied Benefit Systems - Aetna
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Surest (Formerly Bind)
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Health Plans Inc.
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UnitedHealthcare Global
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Christian Brothers Services - Aetna
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Trustmark Health Benefits - Aetna
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Trustmark Health Benefits - Cigna
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Trustmark Small Business Benefits - Aetna
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Health Scope - Aetna
If you are interested in using your insurance benefits and qualify (Check Insurance Coverage).
You may schedule your consult using any of the above insurance options at My Alma Group Network.
A superbill, also known as a Statement for Insurance Reimbursement, is a document that clinicians can give to their clients to be reimbursed by insurance payers. Therapists generate a superbill when they are not on a client’s insurance company’s panel.
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Ask the representative, “What are my out-of-network healthcare benefits for behavioral health in an out-patient setting?” Take notes of the answers to the following questions:
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Is pre-authorization required? (if applicable)
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Co-payment? (if applicable)
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Deductible? (if applicable)
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Today’s accumulation for deductible? (if applicable)
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Co-insurance? (if applicable)
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Timely filing
If pre-authorization is required, ask the representative to get this started. Many times, they will need to transfer the patient to the person who can grant the authorization. They will ask the patient’s name, date of birth, and member number, along with the name and address of the mental health professional who will provide the therapy.
After the information is completed, the representative will give the member the authorization number that is stored in the insurance database. The authorization will provide a time frame: example 8/1 through 12/31 and/or a total number of visits allowed during the time frame.
Next ask, “I have a Superbill, how do I submit?” Each healthcare company has various ways to submit a Superbill.